In this economy??? If you were single with no responsibilities, fine. If there were no kids involved and your wife was good with it, fine. When you had kids you traded those options for responsibility. Sorry if I’m old fashioned. I had the same choices, kept working for the money, am now retired with enough to travel and do what I want, when I want and plenty of time in which to do it. It might not be the easest thing but it is the right thing....